Barrie Home Inspector’s gallery of defects. Defect pictures from actual home inspections and including the following categories, plumbing, heating, air conditioning, HVAC, foundations, basements, electrical, roofing, doors and windows, decks, galvanized plumbing, asbestos and vermiculite insulation.
These are pictures taken from actual home inspections performed by the Barrie Home Inspector. With over 8,000 home inspections performed in the Simcoe County area there are every type of residential home and commercial property defects imaginable. Visit our defect gallery to see what exists in some of the properties available for sale.
Defect Reporting in Home Inspection Report
A material defect must be reported based on what is observed by the inspector. Those not observed or discovered cannot be reported, even though they may adversely impact the value of the property or pose an unreasonable risk to people. Think of faulty wiring or plumbing behind walls that is not evidenced by anything accessible outside the walls that the inspector observed and evaluated.
An inspector could be found liable for failing to inspect and call out problems with such items, as long as they were accessible. (And if they weren’t accessible, this fact should be noted in the report.) A good example is balusters on a deck or staircase that are more than 4 inches apart, which presents a safety hazard. On the other hand, the absence of insulation in the attic is not considered a material defect because it poses neither a safety risk nor a realistic threat to a real estate deal.
Sometimes a small defect will lead an experienced Home Inspector to make other assumptions based on his or her findings. A perfect example is a renovated room using metal studs where you find an electrical cable passing through the wall without using an approved grommet. Based on this one visible item I would be informing the Home Buyer that there probably was not Building Permit taken out for renovation and that this problem could exist in the enclosed walls installed by the home owner.
When renovations are done with a Building Permit you have the comfort of knowing that all applicable inspections were done on electrical, plumbing and heating systems before being enclosed in walls or ceilings. As a Home Buyer you will assume all responsibility for any violations of the applicable building code once you take possession.
Types of Defects
Your homes visible defects would typically fall under these categories:
Architectural Defects – These are cosmetic in nature and are usually related to lack of maintenance of minor failure of finish.
Functional Defects – These types of defects are usually related to poor installation or failure of product that results in sticking doors and windows or sloping floors.
Structural Defects – These types of defects actually threaten the stability of the building. Removing a structural supporting wall to open up your kitchen would be a common example.
What is a Home Inspection?
A home inspection is a limited, non-invasive examination of the condition of a home, often in connection with the sale of that home. Home inspections are usually conducted by a home inspector who has the training and certifications to perform such inspections. The inspector prepares and delivers to the client a written report of findings. The client then uses the knowledge gained to make informed decisions about their pending real estate purchase. The home inspector describes the condition of the home at the time of inspection but does not guarantee future condition, efficiency, or life expectancy of systems or components.
Latent Defect Disclosure
The law in Ontario states that sellers of a real estate property do not have to disclose any hidden defects in a house unless these hidden defects make the property dangerous or unfit to live in. In this case, such a defect is called a latent defect. Latent defects could include mould problems, structural damage or a leaking roof. In order to be liable, the seller must have had knowledge of the defect prior to the sale. If there is knowledge of such a deficiency then the seller must disclose it after the Agreement of Purchase and Sale has been signed and before the sale closes.
CAVEAT EMPTOR – BUYER BEWARE
After purchasing your new home and the money has changed hands it is very difficult to have any defects repaired at the sellers expense. Your only recourse is to use a Lawyer which can be expensive with no guarantee that the seller will be found responsible. Even after having a Home Inspection it is very important for the Buyers to schedule a visit to their new home just prior to closing. This gives you the opportunity to run and operate all systems, appliances and fixtures to ensure everything is in working condition. Your Agreement of Purchase and Sale specifies that everything included with the Sale of Home has to be in working condition.