Why a Home Inspection

Home Inspection protects Your Investment

The first step in having your home inspected is hiring a Home Inspector.  This in itself can be a pretty daunting task as you really have to be able to separate the wheat from the chaff.   New Home Inspector websites are popping up every week and are professionally designed full of nice pictures and advertising lingo.   The main items of concern for potential home buyers is to pick a home inspector who has,  previous experience in building homes, Home Inspector training and Provincial Courses related to construction of home,  has professional affiliations with Building or Building related organizations and last but not least many years experience and a large number of previously inspected homes.  Ask what the Inspector’s guarantee is, do they offer a 100% Satisfaction Guarantee? Many times when I see a new site pop up on Google that states they have been in “Inspection Business” for the past 20 years,  I simply do  a “whois” seach on Google and usually find the website is less than a year or two old.   Is that the type of honesty you want in someone inspecting your home?

For most people buying a home will be one of major investments that they will ever make.  Anyone who has watched Mike Holmes knows that there are all kinds of horror stories out there and those people started out just like you.   Their Realtor helped them find a house they liked at the right price and then they were recommended to have a home inspection done.  Many Home Buyers are adamant about finding and hiring their own home inspector.  Their reasoning is usually based on the fact that if the Realtor contacts the home inspector on their behalf,  the home inspector might have a subtle conflict of interest and be more concerned about getting that next job vs. ensuring every little defect is pointed out to the buyer.  MOST Professional home inspectors are dedicated to the buyers interests only and will endeavor to produce a report that will detail every visible deficiency so that the home buyer can make an informed decision.

Every home has its issues.  Hiring a Professional Home Inspector will usually reveal this secrets.   A home inspection will often provide the buyer with information such as a potential for mould, presence of asbestos or water penetration or leaks.  This information is provided by performing a visual inspection of the property and noting any deficiencies in a detailed report.  Some of the more important issues a home inspector will point out and discuss with you is “poor drainage”, which can lead to wet basements, wood rot and possible mould growth.  Worn out shingles or roofing material is a common issue and an expensive rear.  Some sellers will only re-shingle 1/2 or 3/4’s of the roof and that fact is not always visible from the ground.  There are so many issues such as; asbestos, aluminum wiring, knob and tube wiring, renovation done without a permit, water in basement, shifting foundations, galvanized plumbing and vermiculite insulation.  The cost of fixing any of these issues is measured in the thousands of dollars not hundreds.

Professional Realtors will provide a Sellers Property Information Statement that is typically filled out by the seller when listing the property.  This form cannot be totally relied upon as some sellers are reluctant to disclose any deficiency that may lower the price they will receive for their home.  Legally if the seller agrees to the SPIS and agrees it will form part of the contract of purchase then the buyer can rely on the information supplied.  If the seller knowingly withheld information that would have affected the sale of the home they could be held financially liable.

Currently, home inspectors are not regulated by any federal government or provincial agencies although British Columbia and Alberta have licensing in place.  Ontario is attempting to have licencing for home inspectors in the near future.  Until then it is Caveat Emptor,  Buyer Beware.

Home Inspection Regulations in Ontario

Home Inspection Regulations in Ontario

In the fall of 2012 the Ministry of Consumer Services committed to meeting with Home Inspector Associations, consumers and representatives from the Real Estate sector to strive to establish minimum qualifications for the Home Inspection Industry.  The stated goals of the Ministry of Consumer Services was to create more transparency in the Home Inspection profession,  Ensure a minimum standard of training for home inspectors,  make home inspections more consistent and improve consumer protection.

The Ontario Ministry of Consumer Services is taking this position as Alberta and British Columbia already have set minimum qualifications for Home Inspectors and 32 States in the U.S. have regulations in place.  The stated goal of the Ontario government is to Protect Consumers, Raise the Professionalism of the Home Inspection Industry and Raise consumer awareness about home inspections.

In consultation with some of the larger Home Inspection Companies (Including the famous Mike Homes Inspections) the Ministry of Consumer Services has come up with four areas where they will develop ideas on the key components:

Technical –  This area will define what a Home Inspection is,  what the scope of the inspection will entail and set Standards of Practice for specific areas of the Home Inspection.

Professional – Home Inspectors will have to obtain a recognized level or education and/or level or experience to do business as a home inspector in Ontario.  There will be designations, specializations and labour mobility controls set up for the profession of home inspector.

Consumer Protection – The Ministry of Consumer services is proposing to raise Consumer Awareness about Home Inspections while ensuring that there is transparency and consistency of both standards and qualifications.  Set a level of ethical standards to which every home inspector will be held accountable and set in place financial protection in the form of insurance or warranties.

Canada Mortgage and Housing completed a study on the feasibility of Mandatory Home Inspections on re-sale homes in Ontario.  One of the problems was that if put into effect there would not be enough trained home inspectors to perform the required inspections.  Most everyone contacted as part of this study thought the sooner the inspection was carried out on the property the better.  One of the major issues was that the home inspection could be used to re-negotiate the selling price.  Standardized training, testing and qualifications for all home inspectors would have to be legislated. Industry self-regulation would produce better qualified and certified home inspectors, although there would still be those offering services with minimal qualifications.

With the upcoming implications to the Home Inspection Profession there could also be some repercussions to the Real Estate industry.   Real Estate agents would have to ensure property is inspected by a Home Inspection Professional who is licensed and would be more responsible in ensuring their clients understood the results of their home inspection.  The Ontario courts have already heal a Realtor accountable in part for a property transaction where the client did not fully understand the implications of deficiencies found during the home inspection.

The clear cut winner however this eventually plays out will be the consumer.  Home buyers will be assured that when hiring a Professional Home Inspector that they will be hiring someone who has a minimum level or experience and education plus will be following a standardized set of rules and standards of practice.  Not all Home Inspectors will be happy as this is a political process and most of the invited stakeholders will be trying to steer the Ministry in a direction that favors their own particular business model.  Every new business model has its hiccups at the beginning, but trial and error (the governments way of doing business), will eventually make it a level playing field for everyone.

Water Stains on Your Ceiling

Water Stains on Your Ceiling can indicate serious problems.  Many times during a home inspection I  come across water stains on ceilings of the home.  In this article we are going to discuss some of the causes of water stains.  Every house is different and this means that every stain is different.  Only training and experience can help a home inspector make an informed decision regarding types and causes of water stains.

The most common ceiling stains found in Barrie ON is caused by leaks from a bathroom located above the affected area.  For some reason townhouses seem to be susceptible to this problem, which may be due to a lot of town homes being rentals.  Now this type of leak could be caused by something as simple as a child or adult not ensuring shower curtain is properly in place when having a shower.  Worst case is a leaking tub overflow pipe or leaking supply line.  If the leak is continuing then you will require a plumber to access the hidden plumbing to make a repair.

Leaks around brick fireplaces are fairly common and can usually be traced back to a penetration from the exterior of the home.  The most common problem with a chimney leaking is usually just a separation of the flashing which can be easily repaired with caulking.  Any chimney which is 30 inches or wider requires a “cricket or saddle” which diverts water to sides of chimney.  Proper flashing and caulking is very important in this area.

Staining in upper bedrooms or on the main floor in a bungalow are usually caused by a roof leak.  This is a common occurrence in older homes and especially rental properties as the roof is typically not replaced until it starts leaking. Simply replacing failing shingles will remedy the cause of the ceiling staining.  Roof vents can also be a source of water leaks which can cause staining.  Turbines will allow both water and snow to enter your attic and will eventually find its way down to your ceiling.  I have installed two batts of fiberglass insulation underneath all my turbines to catch any snow or moisture which will evaporate without causing damage to my blown cellulose insulation.  This method has been in place for over three years and there is no mould or moisture damage to the fiberglass batts.

Rubber flashings on plumbing vent pipes are another cause of water leaks.  Examining your flashing will quickly tell you if it is in need of repair or replacement.  Even the plumbing vent itself has been known to cause leaks in attics which will end up in your drywall below.  If your vent pipe extends horizontally and does not have the required fall water can collect in pipe and leak from a faulty joint causing a water stain.  Most roofs will fail at around 20 years of age and many roofers will re-use old flashings and valleys to save money.  Insist on new flashings and valleys whenever possible, your roof will look nicer and you will have more protection from leaks.

Bathroom exhaust fans pass through your attic.  In older homes they were vented using cheap plastic flexible ducts which were sometimes hung just below a roof vent.  The new building code requires that any exhaust duct passing through a un-heated space be insulated and the exhaust duct discharge to exterior.  Having a un-insulated exhaust duct can allow water to collect in duct and eventually stop the flow of air and cause a build-up of condensation.

Ceiling stains around the perimeter of a room below the roof are usually caused by ice dams.  This occurs in the winter when you have inadequate insulation and ventilation in your attic.  Heat trapped in your attic melts the snow against the shingles, which then freezes and turns to ice.  This pattern keeps occurring creating an ice dam and the eventual backing up of water under your shingles causing an eventual water leak in your ceiling.  Heating cables installed along edge of roof are a good indication that home has problem with “ice damming”.

Repairing a water leak in your ceiling is as critical as finding the cause.  If you notice an active water leak in your ceiling, poke a hole to allow water to drain into pot or bucket rather than allowing it to spread and cause greater damage.  Any significant leak will require the removal of tiles or drywall etc to  prevent the growth of mould.  Experts say the first two days after a water leak is important if you want to prevent the growth of mould.

When you hire the Barrie Home Inspector you get the knowledge and experience of someone who has inspected over 4,000 homes and is a Certified Master Inspector as well as a Certified Building Code Official.

Home Inspection – Professional or Do It Yourself

Doing Your Own Home Inspection

When looking for a home for sale in Barrie, ON you should first inspect the home’s exterior and interior completely. One thing that can be quite Real Estate Sign - Barrie Home inspector confusing for a prospective purchaser is hiring a home inspector, many people shy away from a Realtor’s referral and tend to find their own home inspector. Home inspection professionals require of training which may include many building code courses and they also require a good working knowledge of the homes major systems and the experience to recognize deficiencies. Sometimes entering in the home of strangers is not always comfortable for the buyers or the seller, this is why most Realtor’s will request the sellers vacate the home during the inspection. The home inspectors should be well-versed with the hundreds of building requirements of the home to inspect along with local codes like plumbing, electrical, building and structural and decks etc.

Buyers should be follow the home inspection professional during the home inspection ( this is not possible during the pandemic ) which usually is an important part of successful home buying process. Participating in your home inspection is a valuable chance to learn about your homes systems and how they work.  It also gives the buyer an opportunity to ask questions about any of the homes structure, systems  or finishes that he or she is unsure about.

Home inspection Guidelines

Some buyers feel comfortable enough with their knowledge and experience to do their own home inspection.  While this is typically not recommended we are providing a guideline to help those individuals do the best job possible.

 1.  Roofing Inspection : Improper installation or aging can both require the replacement of shingles or roofing material.  A typical asphalt shingled roof can be expected to last approximately 18 to 20 years.  Newer fiberglass based shingles have a life span of about 15 years.  The south side of the roof will usually start to show signs of deterioration prior to rest of roof.

2.  Moisture Stains or Leakage from the ceiling: Check out whether it is ceiling strain or not. The leakage can be current or old and this is also a common issue. The home inspector will check all stained areas with a moistureThermal Imaging Inspections meter or thermal imaging camera to ensure leak has been repaired and is still not active.  Beware of leaks where there has been no remediation done, this can lead to un-seen mould being present in patched area.  Under the right conditions mould can start growing is as little as 72 hours if moisture problems are not quickly resolved. 

Thermal Imaging will detect any hidden moisture in ceilings and walls, this service is typically included with your Home Inspection.  The picture on the right clearly shows the hidden moisture in the ceiling.  Infrared Cameras require a minimum of 20 degrees in differential temperature between the outside and inside air temperatures.

Coupled with a high quality moisture meter,  detecting hidden moisture is pretty straight forward task.  The cost of a professional home inspection is one of the best deals you will get when buying a home.  The Home Inspection is also the only service that comes with a 100% Money Back Guarantee.

3.  Electrical Inspection: The home inspector will test polarity of outlets, inspect wiring, open panels, check connections and look for proper installation of cabling.  If there are many electrical deficiencies this would indicate that there was no electrical inspection done on work and no permit taken out.  When electrical deficiencies in a basement are visible, then you have to wonder if the same type of workmanship was carried out in those now hidden areas.  When you purchase a home that was renovated without a Building Permit, you then assume responsibilty for the work that was done.  Even if you find out shortly after buying the home that no building permit was taken out your only recourse would be to hire a lawyer to try and recoup monies spent on bring your home up to required standards.

4.  Exterior Water Drainage: A major culprit for contributing to wet or damp basements is improper drainage around your homes foundation.  Water from downspouts and rain maybe pooling and draining down your foundation wall.  Identifying this type of problem is easy when you know what to look for.  Most basement water problems are typically caused by either Poor Landscaping or Improper Downspout Drainage.  Ideally the slope away from your home should be a minimum of 2-3 inches for every 6 feet.  Many times I have seen sump pumps discharging into sideyard  where water just pools on ground and will eventually find its way back into sump pit. 

5.  Rotted Exterior Wood: Once wood reaches 20% moisture content it starts to decay.  Improper clearance from the ground can be a major factor in moisture damage to wood.  Failure to maintain paint and stain finish on exterior wood can lead to expensive repairs.  Even Pressure Treated Wood will have a shortened life expectancy if in constant contact with moisture.  In Ontario wood that is not treated is not allowed to be in contact with soil

6.  Additions and changes: Buying a property that has had renovations or additons with no building permit can create future problems for home owners if municiapal inspectors investigate or are made aware of a building without a permit.  That totally enclosed porch on the back of your home may have a multitude of deficiences that do not meet the local Building Department requirements. Rotted-Rim-Joist-behind-Deck

I know a Realtor who bought an older house in the county which was in the perfect location for her.  A couple of years after owning the home a lot of problems started becoming apparent.  There were numerous structural and insulation issues that most were the result of the previous owner failing to get the required Building Permits.  The sellers had diligently kept records of all the work that they did over the years, except that no permits taken out or inspections done on renovations.  When the buyers removed the large deck due to rotted wood they found the homes front plate ( rim joist ) was totally rotted and would require replacement.  The wood front plate had been patched previously which indicated previous repairs, but the underlying problem on missing flashing was never corrected.

 WETT Inspection Barrie7.  Fireplaces Inspections : Most insurance companies now require a WETT Inspection on any wood burning appliance in your home.   Click for WETT Inspection in Barrie

The requirements for Fireplaces have changed a lot over the years, new codes are more stringent than years ago.  Unfortunately your wood burning appliance is not Grandfather Protected from having to comply with any new Ontario Building Code Requirements, so you are at the mercy of your Insurance Company.  

A Couple of Common Changes that may affect an older home are:

1.  Fireplace hearth extension are now required to be 16 inches in front of opening.

2.  Older Galvanized Chimneys typically used on Factory Built Fireplaces are not longer approved.

3.  Since early 90’s Combustion Air is required for fireplaces

8.  Plumbing Inspections: Things related to plumbing like dripping faucets, loose toilets, leaking or slow drains are some defects that can be expensive and time consuming to have repaired. A slow leak on a toilet may not be visible is toilet is caulked to floor, trapping water against flooring.  Replacing floor can be very expensive.

 

9.   Hot Water Tanks: There is a requirement since 2008 replace ABS vent pipe that has failed or shows signs of cracking on older hot water tanks and furnace vents with 636 PVC vent piping.  All new installations are done using 636 PVC piping.  This maybe a difficult job if basement if finished and vent pipe is enclosed in ceiling.

 

10.  Mould and Asbestos: These are said to be the biggest and common killers of any real estate transactions. A professional home inspect will note the presence of suspected mould and or asbestos but it will be up to the buyer or seller, depending on what the Realtor negotiates, to have suspected areas tested by a certified professional.

 

  What Exactly is a Home Inspection?

A qualified home inspector assesses the condition of the property, including its heating and cooling systems, plumbing, electrical work, water, and sewage, as well as some fire and safety issues. In addition, the home inspector willBarrie Certified Master Inspector look for evidence of insect, water, or fire damage or any other issue that may affect the value of the property.

 Buying a house is said to be one of the biggest investments a family will make. So, having a home inspection by a qualified home inspector is very important.  But before selecting a home inspector, make sure he or she is knowledgeable and experienced. Check out their credentials and their previous experience before hiring one. The Barrie Home Inspector is a Certified Master Inspector, Member of Ontario Building Officials Association, Certified Building Code Inspector with over 8,000 inspections and offers a 100% Money Back Guarantee on all inspections.

 

Vermiculite and Asbestos in your Home

Asbestos in Attic

Vermiculite is a mica-like mineral that is mined in many parts of the world, including the United States, South Africa, China, Russia, and Brazil.  Vermiculite is a hydrous, silicate mineral that is classified as a phyllosilicate and that expands greatly when heated. When it is first mined, vermiculite has a crystal-like form that resembles mica. When heated to temperatures above 870° Celsius, however, the water in the crystals evaporates and expands the vermiculite which is known as exfoliating. In this form, vermiculite is light-weight, non-reactive, odourless, fire-resistant, and absorbent.

The vermiculite of main concern was produced by a mine in Libby Montana from the 1920’s to 1990.  I was marketed under many different brand names with Zonolite Attic insulation being one of the most popular ones.  This particular vermiculite insulation was known to contain amphibole asbestos fibers. The government of Canada’s website states that there is no evidence of health risk if the vermiculite contaminated with asbestos is sealed behind wallboards and floorboards or isolated in an attic. Vermiculite was one of four types of loose fill insulation approved for installation under the Canadian Home Insulation Program (CHIP) that provided grants to homeowners who improved home energy efficiency. CHIP was operated by the federal government between 1977 and 1984.

Although the overall percentages of amphibole asbestos in bulk vermiculite are very low, the airborne percentages can increase if the material is disturbed. Asbestos can cause health problems when inhaled into the lungs. Breathing in very small, airborne asbestos fibres has been associated with diseases such as asbestosis, mesothelioma and lung cancer. The best way to minimize asbestos exposure from vermiculite is to NOT remove or disturb the insulation. Moving the vermiculite will cause fibres to become airborne.

Determining if the vermiculite in your home contains asbestos is not easy.  There is no visible method of determining the presence of asbestos and samples have to be sent to a laboratory for testing.  The recommended method is by having an asbestos testing company come into the home and take samples from various areas of the attic to ensure a good representation of the area being tested.  If you want to obtain your own samples and send to the laboratory yourself the cost would be approximately $120.00 for having 4 samples tested. 

vermiculite in insulation

Most people are aware of the dangers of vermiculite containing asbestos and are willing to accept the risks, others would never buy a home which contained contaminated vermiculite.  The Barrie Home inspector regularly finds vermiculite insulation in older homes which has been covered over with blown fiberglass or cellulose which could  hinder or prevent discovery.  Having a professional home inspection can prevent a home buyer from incurring a huge financial expense of removing asbestos contaminated vermiculite after they have bought their home.  Average costs for removing asbestos can range from $8,000 to $15,000 dollars, depending on the size of the home.

Standards of Practice

Standards of Practice – What to Expect

Table of Contents

1. Definitions and Scope

2. Limitations, Exceptions & Exclusions
3. Standards of Practice

3.1.   Roof
3.2.   Exterior
3.3.   Basement, Foundation, Crawlspace & Structure
3.4.   Heating
3.5.   Cooling
3.6.   Plumbing
3.7.   Electrical
3.8.   Fireplace
3.9.   Attic, Insulation & Ventilation
3.10. Doors, Windows & Interior

4. Glossary of Terms

1. Definitions and Scope

1.1.  A general home inspection is a non-invasive, visual examination of the accessible areas of a residential property (as delineated below), performed for a fee, which is designed to identify defects within specific systems and components defined by these Standards that are both observed and deemed material by the inspector.  The scope of work may be modified by the Client and Inspector prior to the inspection process.

  1. The general home inspection is based on the observations made on the date of the inspection, and not a prediction of future conditions.
  2. The general home inspection will not reveal every issue that exists or ever could exist, but only those material defects observed on the date of the inspection.

1.2.  A material defect is a specific issue with a system or component of a residential property that may have a significant, adverse impact on the value of the property, or that poses an unreasonable risk to people.  The fact that a system or component is near, at or beyond the end of its normal useful life is not, in itself, a material defect.

1.3.  A general home inspection report shall identify, in written format, defects within specific systems and components defined by these Standards that are both observed and deemed material by the inspector.  Inspection reports may include additional comments and recommendations.

2. Limitations, Exceptions & Exclusions

2.1. Limitations:

  1. An inspection is not technically exhaustive.
  2. An inspection will not identify concealed or latent defects.
  3. An inspection will not deal with aesthetic concerns or what could be deemed matters of taste, cosmetic defects, etc.
  4. An inspection will not determine the suitability of the property for any use.
  5. An inspection does not determine the market value of the property or its marketability.
  6. An inspection does not determine the insurability of the property.
  7. An inspection does not determine the advisability or inadvisability of the purchase of the inspected property.
  8. An inspection does not determine the life expectancy of the property or any components or systems therein.
  9. An inspection does not include items not permanently installed.
  10. These Standards of Practice apply only to properties with four or fewer residential units.

2.2. Exclusions:

I. The inspector is not required to determine:

  1. property boundary lines or encroachments.
  2. the condition of any component or system that is not readily accessible.
  3. the service life expectancy of any component or system.
  4. the size, capacity, BTU, performance or efficiency of any component or system.
  5. the cause or reason of any condition.
  6. the cause for the need of correction, repair or replacement of any system or component.
  7. future conditions.
  8. compliance with codes or regulations.
  9. the presence of evidence of rodents, birds, animals, insects, or other pests.
  10. the presence of mold, mildew or fungus.
  11. the presence of airborne hazards, including radon.
  12. the air quality.
  13. the existence of environmental hazards, including lead paint, asbestos or toxic drywall.
  14. the existence of electromagnetic fields.
  15. any hazardous waste conditions.
  16. any manufacturers’ recalls or conformance with manufacturer installation, or any information included for consumer protection purposes.
  17. acoustical properties.
  18. correction, replacement or repair cost estimates.
  19. estimates of the cost to operate any given system.

II. The inspector is not required to operate:

  1. any system that is shut down.
  2. any system that does not function properly.
  3. or evaluate low-voltage electrical systems such as, but not limited to:1. phone lines;
    2. cable lines;
    3. satellite dishes;
    4. antennae;
    5. lights; or
    6. remote controls.
  4. any system that does not turn on with the use of normal operating controls.
  5. any shut-off valves or manual stop valves.
  6. any electrical disconnect or over-current protection devices.
  7. any alarm systems.
  8. moisture meters, gas detectors or similar equipment.

III. The inspector is not required to:

  1. move any personal items or other obstructions, such as, but not limited to:  throw rugs, carpeting, wall coverings, furniture, ceiling tiles, window coverings, equipment, plants, ice, debris, snow, water, dirt, pets, or anything else that might restrict the visual inspection.
  2. dismantle, open or uncover any system or component.
  3. enter or access any area that may, in the opinion of the inspector, be unsafe.
  4. enter crawlspaces or other areas that may be unsafe or not readily accessible.
  5. inspect underground items, such as, but not limited to: lawn-irrigation systems, underground storage tanks or other indications of their presence, whether abandoned or actively used.
  6. do anything which may, in the inspector’s opinion, be unsafe or dangerous to the inspector or others, or damage property, such as, but not limited to:  walking on roof surfaces, climbing ladders, entering attic spaces, or negotiating with pets.
  7. inspect decorative items.
  8. inspect common elements or areas in multi-unit housing.
  9. inspect intercoms, speaker systems or security systems.
  10. offer guarantees or warranties.
  11. offer or perform any engineering services.
  12. offer or perform any trade or professional service other than general home inspection.
  13. research the history of the property, or report on its potential for alteration, modification, extendibility or suitability for a specific or proposed use for occupancy.
  14. determine the age of construction or installation of any system, structure or component of a building, or differentiate between original construction and subsequent additions, improvements, renovations or replacements.
  15. determine the insurability of a property.
  16. perform or offer Phase 1 or environmental audits.
  17. inspect any system or component that is not included in these Standards.

3. Standards of Practice

 
 
3.1. Roof
 

I. The inspector shall inspect from ground level or the eaves:

  1. the roof-covering materials;
  2. the gutters;
  3. the downspouts;
  4. the vents, flashing, skylights, chimney, and other roof penetrations; and
  5. the general structure of the roof from the readily accessible panels, doors or stairs.

II. The inspector shall describe:

  1. the type of roof-covering materials.
III. The inspector shall report as in need of correction:
  1. observed indications of active roof leaks.

IV. The inspector is not required to:

  1. walk on any roof surface.
  2. predict the service life expectancy.
  3. inspect underground downspout diverter drainage pipes.
  4. remove snow, ice, debris or other conditions that prohibit the observation of the roof surfaces.
  5. move insulation.
  6. inspect antennae, satellite dishes, lightning arresters, de-icing equipment, or similar attachments.
  7. walk on any roof areas that appear, in the opinion of the inspector, to be unsafe.
  8. walk on any roof areas if it might, in the opinion of the inspector, cause damage.
  9. perform a water test.
  10. warrant or certify the roof.
  11. confirm proper fastening or installation of any roof-covering material.
 
 
3.2. Exterior
 

I. The inspector shall inspect:

  1. the exterior wall-covering materials, flashing and trim;
  2. all exterior doors;
  3. adjacent walkways and driveways;
  4. stairs, steps, stoops, stairways and ramps;
  5. porches, patios, decks, balconies and carports;
  6. railings, guards and handrails;
  7. the eaves, soffits and fascia;
  8. a representative number of windows; and
  9. vegetation, surface drainage, retaining walls and grading of the property, where they may adversely affect the structure due to moisture intrusion.
II. The inspector shall describe:
  1. the type of exterior wall-covering materials.
III. The inspector shall report as in need of correction:
  1. any improper spacing between intermediate balusters, spindles and rails.

IV. The inspector is not required to:

  1. inspect or operate screens, storm windows, shutters, awnings, fences, outbuildings, or exterior accent lighting.
  2. inspect items that are not visible or readily accessible from the ground, including window and door flashing.
  3. inspect or identify geological, geotechnical, hydrological or soil conditions.
  4. inspect recreational facilities or playground equipment.
  5. inspect seawalls, breakwalls or docks.
  6. inspect erosion-control or earth-stabilization measures.
  7. inspect for safety-type glass.
  8. inspect underground utilities.
  9. inspect underground items.
  10. inspect wells or springs.
  11. inspect solar, wind or geothermal systems.
  12. inspect swimming pools or spas.
  13. inspect wastewater treatment systems, septic systems or cesspools.
  14. inspect irrigation or sprinkler systems.
  15. inspect drainfields or dry wells.
  16. determine the integrity of multiple-pane window glazing or thermal window seals.
 
 
3.3. Basement, Foundation, Crawlspace & Structure
 

I. The inspector shall inspect:

  1. the foundation;
  2. the basement;
  3. the crawlspace; and
  4. structural components.

II. The inspector shall describe:

  1. the type of foundation; and
  2. the location of the access to the under-floor space.

III. The inspector shall report as in need of correction:

  1. observed indications of wood in contact with or near soil;
  2. observed indications of active water penetration;
  3. observed indications of possible foundation movement, such as sheetrock cracks, brick cracks, out-of-square door frames, and unlevel floors; and
  4. any observed cutting, notching and boring of framing members that may, in the inspector’s opinion, present a structural or safety concern.

IV. The inspector is not required to:

  1. enter any crawlspace that is not readily accessible or where entry could cause damage or pose a hazard to the inspector.
  2. move stored items or debris.
  3. operate sump pumps with inaccessible floats.
  4. identify the size, spacing, span or location or determine the adequacy of foundation bolting, bracing, joists, joist spans or support systems.
  5. provide any engineering or architectural service.
  6. report on the adequacy of any structural system or component.
 
 
3.4. Heating
 

I. The inspector shall inspect:

  1. the heating system, using normal operating controls.

II. The inspector shall describe:

  1. the location of the thermostat for the heating system;
  2. the energy source; and
  3. the heating method.

III. The inspector shall report as in need of correction:

  1. any heating system that did not operate; and
  2. if the heating system was deemed inaccessible.

IV. The inspector is not required to:

  1. inspect or evaluate the interior of flues or chimneys, fire chambers, heat exchangers, combustion air systems, fresh-air intakes, humidifiers, dehumidifiers, electronic air filters, geothermal systems, or solar heating systems.
  2. inspect fuel tanks or underground or concealed fuel supply systems.
  3. determine the uniformity, temperature, flow, balance, distribution, size, capacity, BTU, or supply adequacy of the heating system.
  4. light or ignite pilot flames.
  5. activate heating, heat pump systems, or other heating systems when ambient temperatures or other circumstances are not conducive to safe operation or may damage the equipment.
  6. override electronic thermostats.
  7. evaluate fuel quality.
  8. verify thermostat calibration, heat anticipation, or automatic setbacks, timers, programs or clocks.
 
 
3.5. Cooling
 

I. The inspector shall inspect:

  1. the cooling system using normal operating controls.

II. The inspector shall describe:

  1. the location of the thermostat for the cooling system; and
  2. the cooling method.

III. The inspector shall report as in need of correction:

  1. any cooling system that did not operate; and
  2. if the cooling system was deemed inaccessible.

IV. The inspector is not required to:

  1. determine the uniformity, temperature, flow, balance, distribution, size, capacity, BTU, or supply adequacy of the cooling system.
  2. inspect portable window units, through-wall units, or electronic air filters.
  3. operate equipment or systems if the exterior temperature is below 65° Fahrenheit, or when other circumstances are not conducive to safe operation or may damage the equipment.
  4. inspect or determine thermostat calibration, cooling anticipation, or automatic setbacks or clocks.
  5. examine electrical current, coolant fluids or gases, or coolant leakage.
 
 
3.6. Plumbing
 

I. The inspector shall inspect:

  1. the main water supply shut-off valve;
  2. the main fuel supply shut-off valve;
  3. the water heating equipment, including the energy source, venting connections, temperature/pressure-relief (TPR) valves, Watts 210 valves, and seismic bracing;
  4. interior water supply, including all fixtures and faucets, by running the water;
  5. all toilets for proper operation by flushing;
  6. all sinks, tubs and showers for functional drainage;
  7. the drain, waste and vent system; and
  8. drainage sump pumps with accessible floats.

II. The inspector shall describe:

  1. whether the water supply is public or private based upon observed evidence;
  2. the location of the main water supply shut-off valve;
  3. the location of the main fuel supply shut-off valve;
  4. the location of any observed fuel-storage system; and
  5. the capacity of the water heating equipment, if labeled.

III. The inspector shall report as in need of correction:

  1. deficiencies in the water supply by viewing the functional flow in two fixtures operated simultaneously;
  2. deficiencies in the installation of hot and cold water faucets;
  3. mechanical drain stops that were missing or did not operate if installed in sinks, lavatories and tubs; and
  4. toilets that were damaged, had loose connections to the floor, were leaking, or had tank components that did not operate.

IV. The inspector is not required to:

  1. light or ignite pilot flames.
  2. measure the capacity, temperature, age, life expectancy or adequacy of the water heater.
  3. inspect the interior of flues or chimneys, combustion air systems, water softener or filtering systems, well pumps or tanks, safety or shut-off valves, floor drains, lawn sprinkler systems, or fire sprinkler systems.
  4. determine the exact flow rate, volume, pressure, temperature or adequacy of the water supply.
  5. determine the water quality, potability or reliability of the water supply or source.
  6. open sealed plumbing access panels.
  7. inspect clothes washing machines or their connections.
  8. operate any valve.
  9. test shower pans, tub and shower surrounds or enclosures for leakage or functional overflow protection.
  10. evaluate the compliance with conservation, energy or building standards, or the proper design or sizing of any water, waste or venting components, fixtures or piping.
  11. determine the effectiveness of anti-siphon, back-flow prevention or drain-stop devices.
  12. determine whether there are sufficient cleanouts for effective cleaning of drains.
  13. evaluate fuel storage tanks or supply systems.
  14. inspect wastewater treatment systems.
  15. inspect water treatment systems or water filters.
  16. inspect water storage tanks, pressure pumps, or bladder tanks.
  17. evaluate wait-time to obtain hot water at fixtures, or perform testing of any kind to water heater elements.
  18. evaluate or determine the adequacy of combustion air.
  19. test, operate, open or close: safety controls, manual stop valves, temperature/pressure-relief valves, control valves, or check valves.
  20. examine ancillary or auxiliary systems or components, such as, but not limited to, those related to solar water heating and hot water circulation.
  21. determine the existence or condition of polybutylene plumbing.
 
 
3.7. Electrical
 

I. The inspector shall inspect:

  1. the service drop;
  2. the overhead service conductors and attachment point;
  3. the service head, gooseneck and drip loops;
  4. the service mast, service conduit and raceway;
  5. the electric meter and base;
  6. service-entrance conductors;
  7. the main service disconnect;
  8. panelboards and over-current protection devices (circuit breakers and fuses);
  9. service grounding and bonding;
  10. a representative number of switches, lighting fixtures and receptacles, including receptacles observed and deemed to be arc-fault circuit interrupter (AFCI)-protected using the AFCI test button, where possible;
  11. all ground-fault circuit interrupter receptacles and circuit breakers observed and deemed to be GFCIs using a GFCI tester, where possible; and
  12. smoke and carbon-monoxide detectors.
II. The inspector shall describe:
  1. the main service disconnect’s amperage rating, if labeled; and
  2. the type of wiring observed.
III. The inspector shall report as in need of correction:
  1. deficiencies in the integrity of the service-entrance conductors’ insulation, drip loop, and vertical clearances from grade and roofs;
  2. any unused circuit-breaker panel opening that was not filled;
  3. the presence of solid conductor aluminum branch-circuit wiring, if readily visible;
  4. any tested receptacle in which power was not present, polarity was incorrect, the cover was not in place, the GFCI devices were not properly installed or did not operate properly, evidence of arcing or excessive heat, and where the receptacle was not grounded or was not secured to the wall; and
  5. the absence of smoke detectors.

IV. The inspector is not required to:

  1. insert any tool, probe or device into the main panelboard, sub-panels, distribution panelboards, or electrical fixtures.
  2. operate electrical systems that are shut down.
  3. remove panelboard cabinet covers or dead fronts.
  4. operate or re-set over-current protection devices or overload devices.
  5. operate smoke or carbon-monoxide detectors.
  6. measure or determine the amperage or voltage of the main service equipment, if not visibly labeled.
  7. inspect the fire and alarm system or components.
  8. inspect the ancillary wiring or remote-control devices.
  9. activate any electrical systems or branch circuits that are not energized.
  10. inspect low-voltage systems, electrical de-icing tapes, swimming pool wiring, or any time-controlled devices.
  11. verify the service ground.
  12. inspect private or emergency electrical supply sources, including, but not limited to: generators, windmills, photovoltaic solar collectors, or battery or electrical storage facility.
  13. inspect spark or lightning arrestors.
  14. inspect or test de-icing equipment.
  15. conduct voltage-drop calculations.
  16. determine the accuracy of labeling.
  17. inspect exterior lighting.
 
3.8. Fireplace  
 

I. The inspector shall inspect:

  1. readily accessible and visible portions of the fireplaces and chimneys;
  2. lintels above the fireplace openings;
  3. damper doors by opening and closing them, if readily accessible and manually operable; and
  4. cleanout doors and frames.
II. The inspector shall describe:
  1. the type of fireplace;
III. The inspector shall report as in need of correction:
  1. evidence of joint separation, damage or deterioration of the hearth, hearth extension or chambers;
  2. manually operated dampers that did not open and close;
  3. the lack of a smoke detector in the same room as the fireplace;
  4. the lack of a carbon-monoxide detector in the same room as the fireplace; and
  5. cleanouts not made of metal, pre-cast cement, or other non-combustible material.

IV. The inspector is not required to:

  1. inspect the flue or vent system.
  2. inspect the interior of chimneys or flues, fire doors or screens, seals or gaskets, or mantels.
  3. determine the need for a chimney sweep.
  4. operate gas fireplace inserts.
  5. light pilot flames.
  6. determine the appropriateness of any installation.
  7. inspect automatic fuel-fed devices.
  8. inspect combustion and/or make-up air devices.
  9. inspect heat-distribution assists, whether gravity-controlled or fan-assisted.
  10. ignite or extinguish fires.
  11. determine the adequacy of drafts or draft characteristics.
  12. move fireplace inserts, stoves or firebox contents.
  13. perform a smoke test.
  14. dismantle or remove any component.
  15. perform a National Fire Protection Association (NFPA)-style inspection.
  16. perform a Phase I fireplace and chimney inspection.
 
 
3.9. Attic, Insulation & Ventilation
 

I. The inspector shall inspect:

  1. insulation in unfinished spaces, including attics, crawlspaces and foundation areas;
  2. ventilation of unfinished spaces, including attics, crawlspaces and foundation areas; and
  3. mechanical exhaust systems in the kitchen, bathrooms and laundry area.
II. The inspector shall describe:
  1. the type of insulation observed; and
  2. the approximate average depth of insulation observed at the unfinished attic floor area or roof structure.
III. The inspector shall report as in need of correction:
  1. the general absence of insulation or ventilation in unfinished spaces.

IV. The inspector is not required to:

  1. enter the attic or any unfinished spaces that are not readily accessible, or where entry could cause damage or, in the inspector’s opinion, pose a safety hazard.
  2. move, touch or disturb insulation.
  3. move, touch or disturb vapor retarders.
  4. break or otherwise damage the surface finish or weather seal on or around access panels or covers.
  5. identify the composition or R-value of insulation material.
  6. activate thermostatically operated fans.
  7. determine the types of materials used in insulation or wrapping of pipes, ducts, jackets, boilers or wiring.
  8. determine the adequacy of ventilation.
 
 
3.10. Doors, Windows & Interior
 

I. The inspector shall inspect:

  1. a representative number of doors and windows by opening and closing them;
  2. floors, walls and ceilings;
  3. stairs, steps, landings, stairways and ramps;
  4. railings, guards and handrails; and
  5. garage vehicle doors and the operation of garage vehicle door openers, using normal operating controls.
II. Inspector shall describe:
  1. a garage vehicle door as manually-operated or installed with a garage door opener.
III. Inspector shall report as in need of correction:
  1. improper spacing between intermediate balusters, spindles and rails for steps, stairways, guards and railings;
  2. photo-electric safety sensors that did not operate properly; and
  3. any window that was obviously fogged or displayed other evidence of broken seals.

IV. The inspector is not required to:

  1. inspect paint, wallpaper, window treatments or finish treatments.
  2. inspect floor coverings or carpeting.
  3. inspect central vacuum systems.
  4. inspect for safety glazing.
  5. inspect security systems or components.
  6. evaluate the fastening of islands, countertops, cabinets, sink tops or fixtures.
  7. move furniture, stored items, or any coverings, such as carpets or rugs, in order to inspect the concealed floor structure.
  8. move suspended-ceiling tiles.
  9. inspect or move any household appliances.
  10. inspect or operate equipment housed in the garage, except as otherwise noted.
  11. verify or certify the proper operation of any pressure-activated auto-reverse or related safety feature of a garage door.
  12. operate or evaluate any security bar release and opening mechanisms, whether interior or exterior, including their compliance with local, state or federal standards.
  13. operate any system, appliance or component that requires the use of special keys, codes, combinations or devices.
  14. operate or evaluate self-cleaning oven cycles, tilt guards/latches, or signal lights.
  15. inspect microwave ovens or test leakage from microwave ovens.
  16. operate or examine any sauna, steam-generating equipment, kiln, toaster, ice maker, coffee maker, can opener, bread warmer, blender, instant hot-water dispenser, or other small, ancillary appliances or devices.
  17. inspect elevators.
  18. inspect remote controls.
  19. inspect appliances.
  20. inspect items not permanently installed.
  21. discover firewall compromises.
  22. inspect pools, spas or fountains.
  23. determine the adequacy of whirlpool or spa jets, water force, or bubble effects.
  24. determine the structural integrity or leakage of pools or spas.

4. Glossary of Terms

  • accessible:  In the opinion of the inspector, can be approached or entered safely, without difficulty, fear or danger.
  • activate:  To turn on, supply power, or enable systems, equipment or devices to become active by normal operating controls. Examples include turning on the gas or water supply valves to the fixtures and appliances, and activating electrical breakers or fuses.
  • adversely affect:  To constitute, or potentially constitute, a negative or destructive impact.
  • alarm system:  Warning devices, installed or freestanding, including, but not limited to: carbon-monoxide detectors, flue gas and other spillage detectors, security equipment, ejector pumps, and smoke alarms.
  • appliance:  A household device operated by the use of electricity or gas. Not included in this definition are components covered under central heating, central cooling or plumbing.
  • architectural service:  Any practice involving the art and science of building design for construction of any structure or grouping of structures, and the use of space within and surrounding the structures or the design, design development, preparation of construction contract documents, and administration of the construction contract.
  • component:  A permanently installed or attached fixture, element or part of a system.
  • condition:  The visible and conspicuous state of being of an object.
  • correction:  Something that is substituted or proposed for what is incorrect, deficient, unsafe, or a defect.
  • cosmetic defect:  An irregularity or imperfection in something, which could be corrected, but is not required.
  • crawlspace:  The area within the confines of the foundation and between the ground and the underside of the lowest floor’s structural component.
  • decorative:  Ornamental; not required for the operation of essential systems or components of a home.
  • describe:  To report in writing a system or component by its type or other observed characteristics in order to distinguish it from other components used for the same purpose.
  • determine:  To arrive at an opinion or conclusion pursuant to examination.
  • dismantle:  To open, take apart or remove any component, device or piece that would not typically be opened, taken apart or removed by an ordinary occupant.
  • engineering service:  Any professional service or creative work requiring engineering education, training and experience, and the application of special knowledge of the mathematical, physical and engineering sciences to such professional service or creative work as consultation, investigation, evaluation, planning, design and supervision of construction for the purpose of assuring compliance with the specifications and design, in conjunction with structures, buildings, machines, equipment, works and/or processes.
  • enter:  To go into an area to observe visible components.
  • evaluate:  To assess the systems, structures and/or components of a property.
  • evidence:  (noun form) That which tends to prove or disprove something; something that makes plain or clear; ground for belief; proof.
  • examine:  To visually look (see inspect).
  • foundation:  The base upon which the structure or wall rests, usually masonry, concrete or stone, and generally partially underground.
  • function:  The action for which an item, component or system is specially fitted or used, or for which an item, component or system exists; to be in action or perform a task.
  • functional:  Performing, or able to perform, a function.
  • functional defect:  A lack of or an abnormality in something that is necessary for normal and proper functioning and operation, and, therefore, requires further evaluation and correction.
  • general home inspection:  The process by which an inspector visually examines the readily accessible systems and components of a home and operates those systems and components utilizing these Standards of Practice as a guideline.
  • home inspection:  See general home inspection.
  • household appliances:  Kitchen and laundry appliances, room air conditioners, and similar appliances.
  • identify:  To notice and report.
  • indication:  (noun form) That which serves to point out, show, or make known the present existence of something under certain conditions.
  • inspect:  To examine readily accessible systems and components safely, using normal operating controls, and accessing readily accessible areas, in accordance with these Standards of Practice.
  • inspected property:  The readily accessible areas of the buildings, site, items, components and systems included in the inspection.
  • inspection report:  A written communication (possibly including images) of any material defects observed during the inspection.
  • inspector:  One who performs a real estate inspection.
  • installed:  Attached or connected such that the installed item requires a tool for removal.
  • material defect:  A specific issue with a system or component of a residential property that may have a significant, adverse impact on the value of the property, or that poses an unreasonable risk to people.  The fact that a system or component is near, at or beyond the end of its normal useful life is not, in itself, a material defect.
  • normal operating controls:  Describes the method by which certain devices (such as thermostats) can be operated by ordinary occupants, as they require no specialized skill or knowledge.
  • observe:  To visually notice.
  • operate:  To cause systems to function or turn on with normal operating controls.
  • readily accessible:  A system or component that, in the judgment of the inspector, is capable of being safely observed without the removal of obstacles, detachment or disengagement of connecting or securing devices, or other unsafe or difficult procedures to gain access.
  • recreational facilities:  Spas, saunas, steam baths, swimming pools, tennis courts, playground equipment, and other exercise, entertainment and athletic facilities.
  • report:  (verb form) To express, communicate or provide information in writing; give a written account of.  (See also inspection report.)
  • representative number:  A number sufficient to serve as a typical or characteristic example of the item(s) inspected.
  • residential property:  Four or fewer residential units.
  • residential unit:  A home; a single unit providing complete and independent living facilities for one or more persons, including permanent provisions for living, sleeping, eating, cooking and sanitation.
  • safety glazing:  Tempered glass, laminated glass, or rigid plastic.
  • shut down:  Turned off, unplugged, inactive, not in service, not operational, etc.
  • structural component:  A component that supports non-variable forces or weights (dead loads) and variable forces or weights (live loads).
  • system:  An assembly of various components which function as a whole.
  • technically exhaustive:  A comprehensive and detailed examination beyond the scope of a real estate home inspection that would involve or include, but would not be limited to:  dismantling, specialized knowledge or training, special equipment, measurements, calculations, testing, research, analysis, or other means.
  • unsafe:  In the inspector’s opinion, a condition of an area, system, component or procedure that is judged to be a significant risk of injury during normal, day-to-day use. The risk may be due to damage, deterioration, improper installation, or a change in accepted residential construction standards.
  • verify:  To confirm or substantiate.

Call The Barrie Home Inspector and ask any questions concerning your home that you require information on.  This service is provided Free of Charge.