Thermal Imaging and Home Inspections

Thermal Imaging and Home Inspections.  Thermal Imaging has made a significant impact on the Home Inspection industry with the reduction in costs associated with owning a Thermal Imaging Camera. Investing in new technology has always been a priority with my company and we were the first Home Inspection company in Simcoe County to offer this Free service with our home inspections. Even Mike Holmes has been a vocal advocate of Thermal Imaging Cameras and I believe all his “home inspectors” now offer this service as part of the Mike Holmes package.

Thermal imaging is not magic, some people will try and convince you that it is, but simply a device that measures light that the human eye cannot see. You can buy Infrared film for you older style film cameras and take your own Thermal Imaging pictures. There are even animals who naturally have the ability to see images in the infrared spectrum. Thermal Imaging is a tool that can aid in finding missing insulation, electrical hot spots, moisture problems, water leaks, in-floor heating problems, flat roof problems and finding where plumbing or electrical cables are located prior to renovating. This is not magic, no more than using moisture meter or video camera snake for inspections.

Lack of or missing insulation can be detected with the proper use of thermal imaging cameras except that unless there is a temperature difference of over 10 degrees the information is basically useless. Thermal imaging will only measure differences in temperature and is unable to measure the thickness of your insulation. If the temperature difference is not extreme then the insulation will perform its job even if not installed to required R value. So as you can see Thermal Imaging does have its limitations.

Moisture can also be detected by use of Thermal Imaging camera, but once again only by detecting the visible change in temperature in the infrared spectrum. So while the moisture may be behind a wall it will affect the temperature on the surface which is what the Thermal Imaging displays.

Thermal imaging can be deceptive to the in-experienced user. I have personally come across situations where electrical cables have been identified as foundation cracks and drywall corner beads have been determined to be water leaks. Imagine the shock to that home owner, especially when in-accurate information was provided.

Beware of individuals promoting Thermal Imaging as a “magical” see through your wall technology. Infrared cameras are just another tool, which when used with experience and knowledge, become part of a professional home inspectors array of tools to bring you the best possible home inspection. If your home inspector is misleading you about what Thermal Imaging is what else are they misrepresenting?

Caveat Emptor = Buyer Beware

An educated consumer is a smart consumer. Always ask questions and check with two or three professionals before making a commitment.

Inspecting Century Homes by the Barrie Home Inspector

Inspecting Century Homes by the Barrie Home Inspector

Century homes are a marvel in construction. People are attracted to these beautiful old buildings and they usually do not remain on the market long. Most buyers want the assurance of a qualified home inspector before buying, what could be in some cases, a potential “Money Pit”. Usually just the age of the building is a testimony to the quality of construction, but there are some items that need to be verified prior to committing your hard earned dollars.

Here are some areas of the inspection that might be of interest to potential buyers. These are just a brief overview and by no means an indication of what a complete inspection entails.

Foundation

The grade of the foundation is extremely important to the condition of framing members and perimeter framing etc.Having a foundation wall that is too low to grade level is just inviting moisture and water to attack your structural framing members and subsequent rotting.

Water penetration of foundations is another cause of deterioration which can be repaired but only after removing water source.This can be caused by improper grading, eave troughs discharging at foundation or sump pumps discharging beside foundation walls.

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Is Your Home Being Inspected or Are You Just Paying For One?

Check list Home Inspections have almost become a thing of the past, but unfortunately some buyers are being duped into using these antiquated reports just to close the deal.

Read below and give some thought to what your home inspector is doing for you 🙂

By Carlito Pablo, September 15, 2010
Ed Witzke noted a lot of crappy stuff about the house on Rutledge Street in Victoria in his inspection. But what he observed about the washroom was particularly striking.

“A big fat fellow like myself only gets 1/2 bum on toilet seat,” the Vancouver-based home inspector wrote in his report to his client.

To illustrate his point that it was difficult to sit on the main-floor toilet because it was too close to a wall, Witzke even drew an image of an individual on the throne. A large portion of the person’s bottom was hanging off the seat.

As well, Witzke reported to Rajan Reddy, the prospective Victoria home buyer who hired him, that the “acoustics in [the] bathroom is very poor—you can hear all body noises.”

The purchase didn’t go through, and Reddy’s realtor, Gord Hoshal, felt that Witzke was full of crap.

On July 7 of this year, Hoshal filed a complaint against Witzke—a UBC-trained architect with more than four decades of experience as a home inspector—with the Applied Science Technologists and Technicians of B.C., accusing him of being unprofessional.

But Reddy is pleased with the service rendered by Witzke.

“He showed me all that crap and, basically, I feel that if Ed [Witzke] okayed the house, the sale would have gone through and I would have ended up with a piece of crap,” Reddy told the Georgia Straight in a phone interview from Victoria.

In his report to Reddy, Witzke stated that the property is “all bulldozer ready”.

Reddy says he’ll hire Witzke the next time he looks at a property.

“It had a suite downstairs, and there was a beam missing,” he said of the house he hired Witzke to inspect. “It looked like there was some water damage downstairs. The plumbing was in bad shape.”

Reddy said that Hoshal has been his realtor for some time. “He sold me my first house 10 years ago,” the Victoria resident noted.

Hoshal declined to talk about his complaint when reached by the Straight.

But in his complaint addressed to ASTTBC registrar John Shortreid, Hoshal said about Witzke: “After going on his website I found many things stated that lead me to believe he is somewhat jaded for whatever reason towards my profession and indeed a troubled soul, but that is no excuse for his lack of professionalism.”

Hoshal has it right about Witzke’s feelings toward realtors.

According to Witzke, many realtors want to control the home-inspection process so that sales go through swiftly and they can get their commissions. He claimed that realtors usually recommend to buyers inspectors they’ve had “luck” with in previous transactions.

“The more thorough the report is, the more they may have to reveal to the next prospective party buying the place, or the more they now have to work because they have to go back to the other realtor and back to the owner and say, ‘Look, these things were discovered,’?” Witzke told the Straight in a phone interview.

He noted that many realtors prefer a “checklist inspector”—one who doesn’t look closely at a property except to make sure that it has a roof, doors, and windows.

“For, I don’t know, $350 or whatever, the client gets a three-ring binder, a nice glossy three-ring binder saying that everything is okay, and once they move in, then I get the phone calls saying, ‘Guess what? This whole inspection process seems to be a fraud,’?” Witzke said.

In response to Hoshal’s complaint, Witzke wrote Shortreid on August 13. He noted that the case isn’t about a client who wasn’t happy with his services. According to the home inspector, it’s about “a realtor who lost a sale”.

As ASTTBC registrar, Shortreid acts as the prosecutor of complaints filed with the regulatory body.

In a phone interview with the Straight, Shortreid explained that a practice review panel makes recommendations to a member who’s facing a complaint. He said that if those recommendations are accepted by the member, the matter is deemed closed and is not subject to a disciplinary hearing.

Shortreid wasn’t able to say when the complaint against Witzke will be resolved.

Witzke has been through this before. According to him, Hoshal’s complaint is the fourth filed by a realtor against him. He said that except for one that has been resolved in his favour, the complaints are still pending decision.

Tarion – Just the Facts

Caveat Emptor: Buyer Beware: It is the home owners duty to research information prior to making a purchase. A knowledgeable consumer is a smart consumer. I try to convey this message to all my clients and protential clients so that they may better protect themselves.

Fallacy: Some consumers assume the Ontario New Home Warranty Program (ONHWP) offers blanket warranty coverage.

Truth: For a fee, new home buyers receive a (comprehensive) financial and construction defect warranty.

This warranty program provides $100,000 total maximum coverage on each home or condominium unit and deposit loss, not exceeding $20,000. It also offers protection against delayed closings, delayed occupancy and substitutions made without your agreement if the items of construction or finishing were specified in the agreement of purchase and sale. Remember to read the fine print, new home builders often have escape clauses allowing them to delay delivery of new home if they run into problems.

New home owners are supposed to receive a one-year warranty against defects in work materials and Ontario Building Code violations. Often they will hardly do anything if it involves a lot of work or replacing a product. For example I have seen many wood stairs with filled holes from wrong placement of guards and the builder refused to do anything even though plugs were clearly visible.

For homes enrolled on or after Jan. 1, 1991, the builder provides a two-year warranty against: water penetration through the building envelope including the basement or foundation walls; defects in the electrical, plumbing and heating delivery systems; protection against health and safety Ontario Building Code violations. Materials and work in the exterior cladding, caulking, windows and doors must also be defect free.

New homes enrolled on or after Jan. 1, 1991, have major structural defect coverage lasting for seven years while homes enrolled before that date are covered up to five years.

Fallacy: Many home owners believe the warranty program’s warranty coverage has an unlimited time period. Unfortunately, new home owners only realize their mistake after they lodge a complaint of claim when the warranty on the particular problem has expired.

Truth: New home owners should document all problems in writing before the warranty period ends. The warranty program can not pay claims if we don’t have notice of the problem within the warranty time lines. Forward copies of this documentation by registered mail to the builder and the warranty program. Home owners should note giving notice on the Certificate of Completion and Possession is not sufficient

Truth: Always get all your defects and missing items on your Pre-delivery Inspection Document. Some builders try and persuade home owners to wait and list items on their 30 day list, but then you have been in the home for a month and there could be some conflict as to when the damage or defect occurred. I have encountered this many times and my best advice is to always list everything on your Pre-delivery Inspection.

Truth: Since the program’s warranty coverage is transferred with title and does not remain with the owner, some resale homes are covered by warranty. The program’s coverage takes effect from the date of possession and remains in effect on the house or condominium unit even if it is sold before the end of the warranty period to a new owner.

Fallacy: Once they move into their new abode, home owners can sit back and let their new home warranty work for them.

Truth: Proper maintenance of a new home not only protects a home owner’s major investment but ensures they receive all the warranty coverage offered by the warranty program. Problems caused by home owner neglect, such as allowing caulking to wear down leading to moisture damage, are not covered.

Fallacy: Home owners who encounter problems in the homes only need to contact their builder. Fact: If home owners discover a problem they should fully document it in writing and send it to the builder and a copy to the warranty program prior to the end of the warranty period. This documentation defines and dates the defect. In your letter describe the problem and ask the builder to correct it. Include the home’s enrolment number, the complete address, the lot and plan numbers or the condominium address and unit number.

The warranty program will stand in the builder’s shoes if the builder is unable to correct the defect.

Fallacy: Some new home buyers, lawyers and real estate agents believe that HUDAC still exists.

Truth: The acronym HUDAC stands for the Housing and Urban Development Association of Canada, an organization founded in 1971. It administered the voluntary warranty program until 1976 when the provincial government passed the Ontario New Home Warranties Plan Act making the program mandatory. HUDAC continued until 1983 when the program took on its new name, the Ontario New Home Warranty Program.

The facts regarding the program and new home warranty are explained in the booklet, What Every New Home Buyer Should Know but you should talk to a professional and at least get some advice for free even if you don’t want a complete inspection.

Tarion CEO asked to Resign

Canadian News has reported that the Auditor General has asked CEO of Tarion to Resign

Created 43 years ago to help buyers of new construction homes, the Ontario government now says Tarion Warranty Corp. has become an agency that favours builders over consumers and has subsequently asked the company’s CEO to step down.

“I want to be clear, this is going to be a major overhaul,” the Minister of Government and Consumer Services Lisa Thompson said Thursday.

When a new home buyer had a problem, they could go to Tarion for help, but the auditor general’s report released Wednesday slammed the home warranty program, saying it was spending millions of dollars on bonuses for its executives but not paying attention to disputes raised by new homeowners.

Between 2014 and 2018, almost 9,700 requests to Tarion for help from consumers were dismissed because of restrictive deadlines.

“We have heard loud and clear that real, meaningful change is needed to the way we administer and enforce and Ontario’s new home warranties and protection program,” Minister Thompson said.

In proposed legislation released at Queen’s Park on Thursday, the government said it wants to restore consumer trust, reduce the influence of builders, make the program consumer-focused and enhance the dispute resolution process.

The minister also said the board would no longer be stacked with builders and developers.

“The proportion of new home builders and vendors on the board will be limited to no more than one third,” Thompson said.

The NDP Critic for Consumer Protection issues, Tom Rakocevic, said that the changes are a long time coming. “Buying a new home should be a dream and not a nightmare and new home buyers need existing warranties to be honoured fairly,” Rakocevic said.

The government had previously announced that it would establish a separate regulator for new homebuilders — something that has been handled by Tarion, and which critics have called a conflict of interest.